No match — if it fits no category below, use Freedom Unlimited (1.5x).
⏰ Coming up
✅ Credits to use
📉 0% payoff trackers
📜 House rules
Never put new spend on Wells Fargo Reflect or Capital One Venture — payoff vehicles only.
Pay every other card in full, every month.
Abroad: skip Freedom Unlimited, Blue Cash & Custom Cash (3% FX fee) — use Sapphire, Platinum, Aspire, Delta or Savor.
Hilton: always book direct (app/site), never via Expedia etc., or you lose points, status perks & credits.
Caps: Custom Cash 5% ≤ $500/cycle · Blue Cash online 3% ≤ $6k/yr.
Both wallets should carry: CSP, Freedom Unlimited, Savor & Custom Cash (free authorized users).